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When It Comes to Cleaning, Less Can Be More

As we’ve all spent more time indoors these past few weeks, we are also probably doing a bit more cleaning inside our homes. Here’s a pro tip for getting better results while doing less!

1.) Don’t Overbuy – That means you don’t need different solutions for every cleaning task. Experts agree that simply buying one or two of the all-purpose cleaners like Ajax, Formula 409 or Mr. Clean and using them in multiple situations is cheaper and makes more sense.

2.) Let the Cleaner Do the Work – Isn’t of apply the solution and immediately starting to scrub, give the cleaner 30 seconds to a minute to do the hard work for you. (You know, like letting the dishes soak overnight.) You should find that way cleans better and you use much less!

 

5 Ways to Keep Your Computer Safe

With all the concern about human virus infection happening not, don’t forget about your computer. If you’ve been staying home, chances are, you’ve spent more time on the Internet and that means more time your computer could be exposed to malware!

1.) Make sure you use only legitimate software: If that bundle of software looks ridiculously cheap, it may be bootleg software that will leave you open to attack. That’s because legitimate software companies routinely update their software to guard against rapidly evolving viruses and malware. If you remember to update your software regularly (better still, if you set your software to update automatically), you’ll be better protected.

2.) Don’t click on links sent through social media or in email from people you don’t know: Facebook is particularly prone to having private accounts hacked. Even if you think you know the person who sent you that “video” or link in a Personal Message (PM), don’t click it!

3.) When your browser is redirected to another website, get the heck out of there: When a new website pops up and you didn’t do anything to get there, that’s a bad sign. Close your browser immediately and then reopen. Also, don’t click on anything while you’re on that strange website.

4.) Use anti-virus/anti-malware software and keep it updated: As with your other software, most of the major anti-virus software gives you the option to get updates installed automatically. We recommend taking that option.

5.) Back-up your important files on a regular basis: Speaking from first-hand experience, any files you can’t afford to lose should be duplicated on at least one other hard drive. Sometimes those drives simply fail because of age, so this is a habit you need to develop immediately!

Don’t Fall for This 2020 Census Con

In a census year like 2020, con artists pull out a scam they can only run once every 10 years – the Census Scam.

If you receive a phone call or email from someone claiming to be a census worked asking for you to provide your social security number as part of the 2020 Census, beware!

Census workers will not ask for social security numbers, nor would they ever threaten you with jail if you refuse to provide it. Ditto with attempts to “raise money” during the census.

Max the Money from Your Garage Sale

Here’s a fast, easy tip for making more money the next time you decide to hold a garage or yard sale – get paid by phone!

You know those credit card readers you find at restaurants and retail outlets? You can get one that attaches to your phone and allows you to accept plastic!

Find out how simple it is to get one for FREE at squareup.com!

Plastic That’s Fantastic

When choosing a credit card, here are some things to consider:

If you use your card for everyday purchases like gas & groceries: Use one of those cashback/rewards cards.

If you have big credit card balances: Take advantage of those 0% introductory card offers or balance transfer. A word of caution, make sure you can pay off the balance of your transfer before the introductory period ends because that balance will be accruing deferred interest you’ll have to pay off in full if you don’t clear the balance in the required time period. Also, destroy or lock up the cards you are transferring the balances from – no sense running them up again while you’re still trying to pay down your previous balance.

If you have less than perfect credit: Use a secured card. This type of card requires you to put money in an account to cover your credit limit. This type of card will hold your card purchases to a level you can afford while helping you rebuild your credit score.

If you use your card only for big purchases or emergencies; Find a cashback card with no annual fee.

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