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Beware: The “Pop-Up Window of Death”

You know the situation. You’re calmly surfing the web on your PC or laptop when all of a sudden a big pop-up window appears and a loud voice comes over your speakers warning you that your computer is dangerously infected with a virus or malware. There is just one problem…

Real anti-virus/anti-malware programs do not operate like this. They do not take over your computer with loud voices or screens you cannot close.

Your computer IS in danger – but from the source of the pop-up.

If you get one of these pop-up warnings, here are some steps to remember:

1.) Do NOT click anywhere on the pop-up window

2.) Do NOT take any action the pop-up window is urging you to take (like call a toll-free number)

3.) If possible, immediately closer your web browser.

4.) If that’s not possible, reboot your computer immediately

5.) If all that fails, get your computer to an authorized repair center as soon as possible.

Escaping the Tax Man

Baby Boomers are rightfully concerned about not outliving their financial resources. One of the most vexing is taxes. Here are the states where your tax bite may be less painful:

Alaska & New Hampshire: These states collect no tax on sales, income or Social Security.

Florida, Tennessee, Texas, Nevada, South Dakota, Washington and Wyoming: No taxes on income, Social Security or pensions.

38 States and Washington, D.C.: Do not tax income from Social Security

Many states have other taxes, such as on interest and dividends, sales taxes and high property taxes, so consult your financial advisor before making any final decisions.

Unsafe Deposit Boxes?

Think that collection of rare coins or the family jewels are safe in a safe deposit box? Maybe not.

More than 50,000 of them have suffered losses due to burglary, fire, floods and tornadoes!

Fortunately, there are specialty insurers that will cover the contents of safe deposit boxes. Do a little research online and see if one might be right for you.

New Internet Scam – Promising Puppies

If you think “catfishing” online is bad (that’s someone pretending to be someone else), we now have people scamming other people with the fake promise of a puppy.

If you’re looking for a fur buddy, beware anyone offering to sell you a dog over the internet, especially if they’re asking you to buy gift cards and read the numbers to them over the phone.

The experts say you’re better off visiting a local shelter. Not only will you get a real dog, but you can make sure you and your new best friend hit off before you take him or her home.

The Door to Saving on Your Power Bill

To save heat in the winter and air conditioning in the summer, check your home’s doors to the outside. A gap as small as one-eighth of an inch can let in as much outside air as a 2½-inch hole in your wall!

To correct this problem, check the threshold beneath the door. That threshold should have a removable cap. Underneath that are screws. Turning them counterclockwise will raise the threshold. To check if its high enough, place a dollar bill on the threshold and close the door. If the threshold is at the correct height, you should not be able to pull out the bill, but the door should still close and open easily.

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