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More Is Not Always Better

As technology gives us more and more options, it turns out that more features do not always equate to consumer satisfaction.

Studies have shown that when purchasing hi-tech devices like smartphones and smart TVs, consumers overestimate the likelihood that they will use all the extra features that come with their latest gadget.

What’s more, those who pick models with fewer features are more likely to report they are satisfied with their choices. Those who opt for all the bells and whistles are often less satisfied!

The other advantages is that less features often mean a lower price tag as well!

Making Home Renovations Pay

Fixing up your home? You might want to tell your insurance company about it.

8 of the 10 largest home insurers offer little-publicized discounts for certain renovations or upgrades.

Go to BankRate.com and type in "home insurance discounts" for more information.

When Should You Collect Social Security?

It varies for each person and their financial situation.

But here are some general guidelines:

  • You can start collecting at age 62
  • Your benefits go up an average of 76% if you wait until age 70
  • After age 66, there is no penalty on additional income you may be earning

Are You Good Enough to Be Scammed?

Today’s cyber-scammers are using your own good traits against you!

The latest email threats will involve using your good habits to get you to lower your guard and click on links that can hack your computer or smartphone and/or deliver malware!

  • Hard Worker Email scammers now launch most of their phishy emails early in the day when you are likely to be hard at work and distracted as you try to keep your inbox updated. Experts say, slow down and don’t fall for subject lines like: “Final Reminder,” “Immediate Action Required” or “Open Immediately.”
  • Inquisitive Your quest for more knowledge or self-Improvement can be used against you. Beware of emails promising you free iPhones, trips, etc. for “taking a short survey.”
  • Good-Natured Perhaps the most insidious of all scams, these thieves monitor your social media accounts and then send you emails specifically targeted to subject in which you have shown an interest. Be careful what personal information you share via social media and don’t accept invitations from strangers to become online friends.

The Door to Saving on Your Power Bill

To save heat in the winter and air conditioning in the summer, check your home’s doors to the outside. A gap as small as one-eighth of an inch can let in as much outside air as a 2½-inch hole in your wall!

To correct this problem, check the threshold beneath the door. That threshold should have a removable cap. Underneath that are screws. Turning them counterclockwise will raise the threshold. To check if its high enough, place a dollar bill on the threshold and close the door. If the threshold is at the correct height, you should not be able to pull out the bill, but the door should still close and open easily.

Besides Diana Ross, what other two girls made up the original Supremes?

Flo Ballard and Mary Wilson
O'RyanCordes Marketing