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Older Workers Wanted!

Ever been worried you might lose your job because you were getting too old?

Relax. Many employers are now looking specifically at hiring and retaining workers over the age of 60. Why? Because of their knowledge, work habits and temperament.

For example, 10 years ago 9% of the workforce at CVS pharmacies was over age 50. Today, it’s 24%. Other employers looking to hire older workers include United Healthcare, ATT, the Hartford and more!

Free Higher Learning

If you are one of the many who want to keep learning no matter how old we get, you should know that many state colleges and universities waive tuition on courses for residents who are age 60 or older.

In addition there are many free courses available online at sites like:

To Lease or Not to Lease?

Once you’ve retired, experts say it makes less sense to lease a car than to buy it outright.

Here are their reasons:

1.) While lease payments may be lower than purchase payments, over the long run, buying costs you less over the long run. That’s because after you pay off your car (typically in 5 years), you can drive payment free for as long as you care to continue owning the vehicle.

2.) You don’t have to worry about mileage. Typically, when we retire, travel is one of the activities that tends to increase. With a leased vehicle, you pay penalties for driving more than 12,000 to 15,000 a tear.

3.) Should your lease vehicle be involved in an accident that totals the vehicle, you may be liable for an “early termination fee.” You may be able to avoid such a fee by purchasing gap insurance, but that insurance also creates an additional expense you don’t have with a purchased vehicle

4.) Typically, your regular insurance may be higher as well as the leasing agency requires you to carry a higher accident liability than you might purchase if you are buying the car. This is because the lease vehicle is still legally the property of the lease company. If it’s involved in an accident, lawyers for the other party usually go after the lease company, figuring they have “deeper pockets” than the driver. To protect themselves, lease companies require you to carry higher liability insurance.

However, if you’re the type that likes driving a fancier car than you may be able to purchase or if you like having a new vehicle every 3 years or so, then leasing might still be the way to go no matter your age!

It's No Gift!

Do you ever receive an email claiming to be from FedEx, UPS, DHL, Amazon or some other business involved in shipping that’s notifying you that a shipment is coming your way – when you know you never ordered anything?

Beware. Courier cons are on the rise. Bogus shipping confirmations contain links that once clicked deliver malware to your computer!

Experts always recommend that you never click on links in these types of emails. Instead, go to the bona fide website of the business that claims to be contacting you and check it out from there.

Staying Ahead of the Con Artists

The name of scam artists trying to con you via your phone or over the internet is increasing. They pose as IRS agents, anti-virus tech support, jury duty managers, bank verifiers and more.

Think you can spot a fraudsters? Most of us think we can, yet more people are getting scammed every day.

AARP has an online quiz that tests your ability to spot a phony. You can take it at aarp.org/fraudwatchnetwork.

Besides Diana Ross, what other two girls made up the original Supremes?

Flo Ballard and Mary Wilson
O'RyanCordes Marketing