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“ALL the Music That Matters for the Generation That Created Rock 'n' Roll”

Listen while you surf!

 

Passwords of Wisdom

Online passwords have become a way o life. The question is – how can you can you create strong passwords that are easy for you to remember, but hard to hack?

Here’s what the experts say:

  1. Make them long – Most hackers use software that can generate millions of combinations of letter and numbers. Experts recommend creating sentences of 20 characters or more that mean something you, but would be meaningless to others. Then, add numbers, capital letters or special symbols to the end.
  2. Change them regularly – Here the people know say once a year should be sufficient.
  3. Don’t get stuck on one password – Try to vary your passwords. That way if you do get hacked at one site, you aren’t jeopardizing your information at others sites
  4. Don’t store them on your computer – Write them down and store someplace secure in your home or use a super-secure cloud site, also password protected for your list.

Colors that Mean Money

Selling the homestead and planning to downsize?

The real estate website Zillow analyzed data from over 32,000 homes and discovered that certain colors on the walls of individual rooms could actually increase the value of your home.

For instance:

  • A kitchen painted a soft blue-grey increased the home’s value $1,809.
  • A powder blue or periwinkle bathroom increased the value $5,400
  • A Cerulean or cadet blue bedroom realized an $1,856 increase in value!

Have fun painting this weekend

More Is Not Always Better

As technology gives us more and more options, it turns out that more features do not always equate to consumer satisfaction.

Studies have shown that when purchasing hi-tech devices like smartphones and smart TVs, consumers overestimate the likelihood that they will use all the extra features that come with their latest gadget.

What’s more, those who pick models with fewer features are more likely to report they are satisfied with their choices. Those who opt for all the bells and whistles are often less satisfied!

The other advantages is that less features often mean a lower price tag as well!

Money Saving Tip #158

Want to save some money? Here’s a way that’s worked for others.

You know those streaming services for TV and even satellite radio? When they shift you onto their regular, much more expensive plan, call them and tell them you want to cancel because it’s too expensive.

Most likely they will work with you and offer you a lower rate.

We know someone who does this every year with their satellite radio provider and has wound up paying only a fraction of what their rate is supposed to be. Try it. You have nothing to lose and you could wind up saving a bundle!

Making Home Renovations Pay

Fixing up your home? You might want to tell your insurance company about it.

8 of the 10 largest home insurers offer little-publicized discounts for certain renovations or upgrades.

Go to BankRate.com and type in "home insurance discounts" for more information.

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