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Is There Gold in Your Attic?

Everybody thinks they got some treasure stashed somewhere - in the attic, down in the baseball or in the closet where old photos and more are lurking. But the truth is all that's old is not necessarily gold. Don't let Antiques Roadshow put dollar signs in your eyes.

Here's what's hot and what's not in the world of collectibles:

Read more: Is There Gold in Your Attic?

Do You Really Need Rental Car Insurance?

With Memorial Day weekend here, it's the start of vacation season! If you're planning on renting a car when you reach your destination, the rental company is sure to try and sell you rental car insurance. Do you really need it?

In a lot cases, the answer is no!

If you own a car and have car insurance, many of those policies automatically cover you when you're driving a rental car. Check with your insurance company before you take your trip and see if you're covered!

Money-Saving Vacation Tip

Planning on hitting the road this summer? You may be able to save money on your transportation if you’re willing to a little searching.

There are companies that need to move vehicles (even RVs) from one location to another. Now, these are one-way trips, so you may have to find other ways to get yourself back home, but it’s worth investigating.

Some sites you may want to visit:
transfercarus.com
thriftynomads.com
imoova.com

Important legal stuff: BoomtownAmerica.com is not affiliated with nor does it endorse any of these websites. We advise you check things out for yourself and as always, make sure you read the fine print or consult with an expert before you enter into any agreement.

Extended Warranties: Yes or No?

The experts say most extended warranties aren’t worth the money. Chances are good that if anything is wrong with the item, it’ll break down during the original warranty period. If it doesn’t depreciation on the item may make replacement a wiser choice than the cost of the extended warranty.

One exception: if you have a Smartphone and are prone to breaking or losing it.

Medical ID Theft

We’ve all heard about identity theft in regards to bank accounts and credit cards, but there is another kind of identity theft that can be even costlier to you!

It’s medical identity theft. That’s when someone steals you name and insurance information, then uses it to get treatments and drugs for themselves, sticking you with the bill. With most credit card fraud, the bank or the card company winds eating most of phony charges. With medical ID theft, you could be on the hook for the charges.

To protect yourself:

  • Read those letters that say “THIS IS NOT A BILL” – Make sure you go over the medical services and drugs in those letters. If you notice a treatment or a doctor you don’t know (as well as medication you are not taking). Contact your insurance company immediately.

  • Guard your health insurance cards and numbers – And remember that goes for dental and vision plans as well as your medical insurance. That also goes for your Medicare card (even though it no longer contains your SSN).

  • When you visit a doctor, make sure you get a copy what transpired during that visit – Including treatments performed and medication prescribed.

  • Be Careful of “Free Screenings” – While most are legit, avoid any “free screening” that requires you disclose insurance information.

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