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Early Retirement: A Health Risk?

A 18-year study from Oregon State University suggests that working a bit longer many actually help you live longer.

The study found that those who worked at least one year past the age of 65 had a 9 percent lower death risk.

Obviously, health is a factor in some retirement decisions, but in you’re healthy enough, you may want to think about working a bit longer to live longer!

There's Gold in That Old Cell Phone!

We all know how fast tech devices seem to age. But don’t just chuck them out. There is a market for older cell phones, tablet, laptops and the like.

Online sites like uSell and Gazelle will buy your items, saving you the trouble of finding a buyer. Best Buy, Apply and Target will exchange your old devices for gift cards. Other sites like Swappa and Glyde will let you list old items for sale for a percentage of the sale price.

While newer and better conditioned items will fetch higher prices, there are buyers out there for older and somewhat damaged goods as well.

But remember! Make sure you wipe the device of any personal information before you sell it!

4 Things That Could Wreck Your Retirement

You may think you have enough socked away, but financial planners caution that these items may derail some of the best-laid plans:

Luxury Auto: Average cost $55,000

Dream Wedding For Your Child: Average cost $33,000

Dream Around-the-World Cruise: Average cost $25,000

Big Toys: 22-foot sailboat average Cost $25,000 + upkeep

Stay Safe at Home

Most homes now have Wi-Fi routers so multiple devices can access the internet. Be careful, hackers can use these devices to access your computer simply by being in your neighborhood.

To keep your personal information safe, make sure your wireless router’s encryption and password protection are turned on.

If you are unsure how to check that, contact the tech support team at your internet service provider.

The 5-Cent Fortune

Having trouble saving money? Here's a simple trick.

Start out by putting away 5¢ tomorrow. The next day add a nickel (putting away 10¢).

Keep increaisng the amount by five cents a day. At the end of a year, you'll still only putting away $18.75, but you will have saved $3,339.75!

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