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When Should You Collect Social Security?

It varies for each person and their financial situation.

But here are some general guidelines:

  • You can start collecting at age 62
  • Your benefits go up an average of 76% if you wait until age 70
  • After age 66, there is no penalty on additional income you may be earning

The Door to Saving on Your Power Bill

To save heat in the winter and air conditioning in the summer, check your home’s doors to the outside. A gap as small as one-eighth of an inch can let in as much outside air as a 2½-inch hole in your wall!

To correct this problem, check the threshold beneath the door. That threshold should have a removable cap. Underneath that are screws. Turning them counterclockwise will raise the threshold. To check if its high enough, place a dollar bill on the threshold and close the door. If the threshold is at the correct height, you should not be able to pull out the bill, but the door should still close and open easily.

Free Higher Learning

If you are one of the many who want to keep learning no matter how old we get, you should know that many state colleges and universities waive tuition on courses for residents who are age 60 or older.

In addition there are many free courses available online at sites like:

Older Workers Wanted!

Ever been worried you might lose your job because you were getting too old?

Relax. Many employers are now looking specifically at hiring and retaining workers over the age of 60. Why? Because of their knowledge, work habits and temperament.

For example, 10 years ago 9% of the workforce at CVS pharmacies was over age 50. Today, it’s 24%. Other employers looking to hire older workers include United Healthcare, ATT, the Hartford and more!

It's No Gift!

Do you ever receive an email claiming to be from FedEx, UPS, DHL, Amazon or some other business involved in shipping that’s notifying you that a shipment is coming your way – when you know you never ordered anything?

Beware. Courier cons are on the rise. Bogus shipping confirmations contain links that once clicked deliver malware to your computer!

Experts always recommend that you never click on links in these types of emails. Instead, go to the bona fide website of the business that claims to be contacting you and check it out from there.

On My Little Margie, who did Margie's dad, Vern, work for?

The investment firm of Honeywell & Todd
O'RyanCordes Marketing