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LISTEN TO BOOMTOWN RADIO!

“ALL the Music That Matters for the Generation That Created Rock 'n' Roll”

Listen while you surf!

 

Avoid These Retirement Mistakes

Still working? Great! You avoided the first mistake many Boomers make – retiring too early! The longer you work, the more secure you can make your retirement years.

Here are a few other common mistakes:

Taking Social security Benefits Too Soon – Sure, you can start getting your Social Security at age 62, but the experts say that can reduce yourt benefits by as much as 25%!

Retiring With Credit Card Debt – If you can it pays to pay off all your credit cards before you retire. If you can pay off your car loan and pay down the mortgage, so much the better.

Underestimating Your Life Expectancy – People today are routinely living well into their 80’s. The experts say it’s better to over-estimate than to underestimate; so to be safe, plan on living well into your 90’s!

Using Your Smartphone to Save

In the age of apps (does anybody even remeber apps is short of applications?), ther are a few that can save you money when you're shopping.

Coupon Sherpa will search for coupons online and send them directly to your smartphone for scanning at the checkout.

CardStar can store your retailer loyalty cards on your phone, so you won't have to dig in your purse or wallet to get the added benefits they bring.

There are may others, Do a little searching on the internet and see if you can one or more that are perfect for you.

Tips to Protect Your Money

Here are some tips to help protect you from losing your hard-earned savings to Ponzi-like investment schemes:

1.) Research your broker and the investment - Studies show fewer than 20% of people ever check up on their broker or where he or she may be placing their money. Two good places to start are the SEC's investor.gov & the Financial Industry's Regulatory Authority's brokercheck.finra.org.

2.) If it seems too good to be true, it's probably not true. When you hear phrases like "no risk" and guaranteed returns," run the other way.

3.) If you don't understand the investment, be wary.

4.) Don't be startruck - Celebrity endorsements don't really mean anything. The endorser is usually being paid or has a financial interest in you making an investment. 

Above all, take your time! Don't let a broker try to hurry with warnings that the quicker you invest, thequicker your money will grow. It can also be the quicker you lose everything!

The Tooth Fairy & the Cost of Living

How much did the Tooth Fairy leave under your pillow when you lost a baby tooth?

How much do you think she leaves now?

Surveys show, the Tooth Fairy now delivers over $4 a tooth! Unfortunately for us, that's only for baby teeth!

Say Goodbye to Passwords

According to FBI consultant Frank Abagnale, in the near future we may not need to remember all those #$%*! Passwords for various internet websites. Abagnale says there is already technology that can identify you specific computer and authenticate it without the need for passwords.

 

 

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