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We’ve all heard about “skimming.” That’s when you use your ATM card and some scam artist has inserted an additional piece of card-reading hardware that will steal you ATM card information. The people that monitor this sort of thing say incidents of skimming were up 500% in 2015 over the previous year.

Here’s how you can reduce the risk of someone getting you valuable information:

  1. Stick with the Chip – Digital chips are harder to hack (not impossible, but harder). Try to avoid using card readers where you still have to swipe the cards magnetic strip.
  2. Use a Bank Machine – While not perfect, bank ATMs are more secure. They are better maintained and have 24/7 surveillance cameras. Machines at gas stations and convenience stores account for the majority of card information theft.
  3. Inspect before Swiping – If the machine doesn’t accept your card smoothly, walk away. Newer machines also have a flashing light in the card slot. If you don’t see one or it’s partially obscured, you might want to find another machine.
  4. Always Check Your Card Statements – Make there are no unusual or unfamiliar charges.
  5. Talk with Your Bank about Alternative Solutions – You might open a separate account with a smaller amount of money just for ATM purchases or you can lower the daily limit for ATM withdrawals.

Besides Diana Ross, what other two girls made up the original Supremes?

Flo Ballard and Mary Wilson
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