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The experts say most extended warranties aren’t worth the money. Chances are good that if anything is wrong with the item, it’ll break down during the original warranty period. If it doesn’t depreciation on the item may make replacement a wiser choice than the cost of the extended warranty.

One exception: if you have a Smartphone and are prone to breaking or losing it.

On My Little Margie, who did Margie's dad, Vern, work for?

The investment firm of Honeywell & Todd
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