LISTEN TO BOOMTOWN RADIO! “ALL the Music That Matters for the Generation That Created Rock 'n' Roll”

Before you pay money to monitor your credit, check out these sites which promise to do the job for free:
CreditKarma.com
CreditSesame.com

And this site that will monitor your SSN and up to 3 credit cards:

TrustedID.com.

If you live in a big city or are visiting an unfamiliar city, finding a parking space can be a hassle.

It doesn’t have to be.

There are a variety of parking apps for your smartphone that can help located and in the case of paid parking, even help you reserve open parking spaces while you’re still on the road!

Here are just a few:

  • Parker (TheParkerApp.com)
  • SpotHero (SpotHero.com)
  • ParkWhiz (ParkWhiz.com)
  • BestParking (BestParking.com)
  • ParkMe (ParkMe.com)
  • Parking Panda (ParkingPanda.com)

Thank us later. Right now, you’ve got a parking space to find!

Many smartphones and tablets are preset to find and join networks automatically. This may seem like a good idea as it could save you on data fees, but be careful.

Many public networks are unsecure and can easily be breached by hackers.

You can solve this problem in two ways.

First, turn off the option on your device(s) to automatically connect to networks and turn on the option to ask you first. Second, simply make sure your phone or tablet is off when you’re not using it. Hackers can’t access a device if it’s off the grid.

While most of us live on a budget, there are those emergencies that require cash quickly.

Here are a few ways to raise extra money in a hurry:

Sell Your Old Stuff: Not only can you get extra dough, you're also reducing clutter. Most of us know about Craigslist, but there are also new mobile apps that allow you to list what you want to sell for free. Those include LetGo and OfferUp.

Join a Focus Group: Helping market researchers by participating in a focus group can put $50 to $250 in your pocket for up to two hours of your time. To be considered for a focus group, check online for companies like Schlesinger Associates or Fieldwork.

Access Your Life Insurance: Many life insurance policies has investment components that lets you borrow or withdraw cash. But make sure you check with your financial advisor because policies differ. Some may require you to repay the money at a later date and withdrawing money from others may lower that policy's death benefit.

Repair shops have a bad reputation. One reason why is most of us don’t really know much about our vehicles. When a repair person tells us our framastat and carburatic overgloid needs replacement, we just nod and sign the repair order.

One of the most common cons is the Oil Change Add-Ons: Many repair shops advertise a very low price on oil changes. Once they get your car in their service bay, they’ll tell you about all the other things you need – like a new air filter or a coolant flush. Unless you know and trust your repair shop, treat these tactics with skepticism, especially if your car has been running just fine.

BTW – Many of the coolants used in today’s vehicles are good for 100,000 miles.

It would be a rare person who has not had at least one attempted scam via phone (cell or land line) this past year.

Law enforcement says these are the top scams of the year gone by:

  • Phone numbers on your caller ID that are very close to your own number. Scam artists know you're more likely to answer an unknown number that's close to your number. If you don't recognize the number, let it go to voice mail.
  • “The IRS” claiming they’re about to take you to court or have you arrested unless you make immediate payment via wire transfer or debit card. Tip: The IRS NEVER makes phone calls. Official business is always conducted by mail.
  • “Tech support worker” claiming they need access to your computer remotely to remove viruses. What they’re really going to remove is your personal information.
  • “Utility bill collectors” looking for immediate payment or else your utilities will be shut off. Again, real utilities do not operate this way.

When in doubt, get off the phone and make contact yourself with the agency the original caller claimed to be from.

Everybody thinks they got some treasure stashed somewhere - in the attic, down in the baseball or in the closet where old photos and more are lurking. But the truth is all that's old is not necessarily gold. Don't let Antiques Roadshow put dollar signs in your eyes.

Here's what's hot and what's not in the world of collectibles:

With Memorial Day weekend here, it's the start of vacation season! If you're planning on renting a car when you reach your destination, the rental company is sure to try and sell you rental car insurance. Do you really need it?

In a lot cases, the answer is no!

If you own a car and have car insurance, many of those policies automatically cover you when you're driving a rental car. Check with your insurance company before you take your trip and see if you're covered!

Planning on hitting the road this summer? You may be able to save money on your transportation if you’re willing to a little searching.

There are companies that need to move vehicles (even RVs) from one location to another. Now, these are one-way trips, so you may have to find other ways to get yourself back home, but it’s worth investigating.

Some sites you may want to visit:
transfercarus.com
thriftynomads.com
imoova.com

Important legal stuff: BoomtownAmerica.com is not affiliated with nor does it endorse any of these websites. We advise you check things out for yourself and as always, make sure you read the fine print or consult with an expert before you enter into any agreement.

We’ve all heard about identity theft in regards to bank accounts and credit cards, but there is another kind of identity theft that can be even costlier to you!

It’s medical identity theft. That’s when someone steals you name and insurance information, then uses it to get treatments and drugs for themselves, sticking you with the bill. With most credit card fraud, the bank or the card company winds eating most of phony charges. With medical ID theft, you could be on the hook for the charges.

To protect yourself:

  • Read those letters that say “THIS IS NOT A BILL” – Make sure you go over the medical services and drugs in those letters. If you notice a treatment or a doctor you don’t know (as well as medication you are not taking). Contact your insurance company immediately.

  • Guard your health insurance cards and numbers – And remember that goes for dental and vision plans as well as your medical insurance. That also goes for your Medicare card (even though it no longer contains your SSN).

  • When you visit a doctor, make sure you get a copy what transpired during that visit – Including treatments performed and medication prescribed.

  • Be Careful of “Free Screenings” – While most are legit, avoid any “free screening” that requires you disclose insurance information.

A 18-year study from Oregon State University suggests that working a bit longer many actually help you live longer.

The study found that those who worked at least one year past the age of 65 had a 9 percent lower death risk.

Obviously, health is a factor in some retirement decisions, but in you’re healthy enough, you may want to think about working a bit longer to live longer!

Page 4 of 6

Pop Up Player

Latest Posts–Financial Info

  • Don't Make an ATMistake!
    We’ve all heard about “skimming.” That’s when you use your ATM card and some scam artist has inserted an additional piece of card-reading hardware that will steal you ATM card information. The people that monitor…
  • Extended Warranties: Yes or No?
    The experts say most extended warranties aren’t worth the money. Chances are good that if anything is wrong with the item, it’ll break down during the original warranty period. If it doesn’t depreciation on the…
  • 401(k) Lost & Found
    During our working life, most of us change jobs. Many times. If you had a retirement account at a former employer that you lost track of, we may have good news. Senators Elizabeth Warren and…
  • Is It Still Cool to Use Cash?
    With the rapid spread of swiping, followed by the rise of tapping and digital wallets, is anybody using cash anymore? Maybe not so surprisingly, the answer is – not much. The Federal Reserve estimates that…
  • Unsafe Deposit Boxes?
    Think that collection of rare coins or the family jewels are safe in a safe deposit box? Maybe not. More than 50,000 of them have suffered losses due to burglary, fire, floods and tornadoes! Fortunately,…
  • Time for Your Yearly Financial Check-Up
    Financial planners say you should check these things to ensure you are in control of your money: Do You Have a Will? No one likes to think about it. But the experts say this is…