LISTEN TO BOOMTOWN RADIO! “ALL the Music That Matters for the Generation That Created Rock 'n' Roll”

Why Use Credit Cards, Not Debit Cards

Because credit cards give you more protection should your card number be stolen.

Most credit card companies have a limit on how much your account may be charged in the event of false charges. In fact, many companies won’t hold you responsible for any charges should your account number get hacked. That’s not true with your debit card. Thieves could also use that to hack into your bank account online and make off with whatever you many have in your savings or money market accounts if those are linked to your checking account.

To be on the safe side, always pay with a credit card, then reimburse that card as soon as possible.

Pop Up Player

Latest Posts–Financial Info

  • Don't Make an ATMistake!
    We’ve all heard about “skimming.” That’s when you use your ATM card and some scam artist has inserted an additional piece of card-reading hardware that will steal you ATM card information. The people that monitor…
  • Making Home Renovations Pay
    Fixing up your home? You might want to tell your insurance company about it. 8 of the 10 largest home insurers offer little-publicized discounts for certain renovations or upgrades. Go to BankRate.com and type in…
  • 3 Tips to Make Retirement More Secure
    Back when Baby Boomers were still in our Wonder Years, the average life expectancy was right around 65 years. Well, the Greatest Generation blew past that like it didn’t exist and life expectancies just keep…
  • Before You Rent a Self-Storage Unit
    The rapid growth of self-storage facilities across the United States is a testimony to Americans having more stuff than they know what to do with. Before you rent a unit for your excess stuff,read this:…
  • Colors that Mean Money
    Selling the homestead and planning to downsize? The real estate website Zillow analyzed data from over 32,000 homes and discovered that certain colors on the walls of individual rooms could actually increase the value of…
  • Is It Time to Break Up with Your Bank?
    Many of us do a year-end review of our finances. Don't overlook shopping around for banks. If your bank is charging you for checking or paying barely any interest on your savings, it may be…