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Need Quick Cash?

While most of us live on a budget, there are those emergencies that require cash quickly.

Here are a few ways to raise extra money in a hurry:

Sell Your Old Stuff: Not only can you get extra dough, you're also reducing clutter. Most of us know about Craigslist, but there are also new mobile apps that allow you to list what you want to sell for free. Those include LetGo and OfferUp.

Join a Focus Group: Helping market researchers by participating in a focus group can put $50 to $250 in your pocket for up to two hours of your time. To be considered for a focus group, check online for companies like Schlesinger Associates or Fieldwork.

Access Your Life Insurance: Many life insurance policies has investment components that lets you borrow or withdraw cash. But make sure you check with your financial advisor because policies differ. Some may require you to repay the money at a later date and withdrawing money from others may lower that policy's death benefit.

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